Drivers in every state are required to have AZ car insurance. Some states require more insurance than others, but all require that you either have insurance or provide a bond with the state showing that you are financially responsible in case of an accident.
If you are stopped by the police and are without insurance on your car, the law in some states allows the police to confiscate your license plates and to cancel the registration of your vehicle. Other states allow for you be fined and require you to show proof to the courts that you have insurance. You may have to pay more for insurance if the company has to file state paper work for you.
Fines and confiscated license plates are minor as they are compared to the price that is involved when you are in an accident and do not have insurance.
Some states have laws that make the driver without insurance automatically at fault in any accident he is involved in. This puts all the financial responsibility on you. Even without that law, you can be the cause of an accident and suddenly have bills that you cannot afford to pay.
Your own vehicle could be a total loss and you may have to pay for the damage caused to any other vehicle in the accident. Since new vehicles often cost twenty to thirty thousand dollars this can be a significant amount of money.
If there is an accident you may also be responsible for medical expenses of everyone in the accident. A trip to the emergency room can cost three thousand dollars, intensive care can cost three thousand dollars a day and any surgeries will continue to add to the bill. One person spending a week in the hospital can easily rack up a thirty thousand dollar bill. Multiple persons in the hospital could put you over one hundred thousand dollars in debt.
Everyone likes to think that they are a safe driver and will not get into an accident. The problem is that even the most defensive drivers are sometimes involved in an accident. It only takes a second of your eyes being off the road and you can have a major financial responsibility.
Driving without insurance is a penny wise but pound foolish philosophy. If you are a safe driver with not accidents or moving violations, you may be able to find insurance that is very inexpensive. The amount of money it saves you can be great.
If you are stopped by the police and are without insurance on your car, the law in some states allows the police to confiscate your license plates and to cancel the registration of your vehicle. Other states allow for you be fined and require you to show proof to the courts that you have insurance. You may have to pay more for insurance if the company has to file state paper work for you.
Fines and confiscated license plates are minor as they are compared to the price that is involved when you are in an accident and do not have insurance.
Some states have laws that make the driver without insurance automatically at fault in any accident he is involved in. This puts all the financial responsibility on you. Even without that law, you can be the cause of an accident and suddenly have bills that you cannot afford to pay.
Your own vehicle could be a total loss and you may have to pay for the damage caused to any other vehicle in the accident. Since new vehicles often cost twenty to thirty thousand dollars this can be a significant amount of money.
If there is an accident you may also be responsible for medical expenses of everyone in the accident. A trip to the emergency room can cost three thousand dollars, intensive care can cost three thousand dollars a day and any surgeries will continue to add to the bill. One person spending a week in the hospital can easily rack up a thirty thousand dollar bill. Multiple persons in the hospital could put you over one hundred thousand dollars in debt.
Everyone likes to think that they are a safe driver and will not get into an accident. The problem is that even the most defensive drivers are sometimes involved in an accident. It only takes a second of your eyes being off the road and you can have a major financial responsibility.
Driving without insurance is a penny wise but pound foolish philosophy. If you are a safe driver with not accidents or moving violations, you may be able to find insurance that is very inexpensive. The amount of money it saves you can be great.
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