Thursday, July 30, 2009

The Top 5 Ways To Know What Money To Invest, And Where To Invest It.

By Mr Christopher Latter

"It is easy to earn money than to preserve the savings". This is true to some extent as most people find it difficult in saving their savings. It is ok if the savings are saved and preserved as fixed savings. But the problem arises if these savings are utilized to generate some additional savings. There is high risk of losing the investment altogether if they are not properly invested in the right fields. There are plenty of sources for money to invest in order to generate additional savings-but one needs to do an in-depth research in order to make sure that his investments do not go in vain if there is an external factor trying to manipulate your investments.

It is not an impossible task to find some money to invest in some form of business. There are lots of ways where one can generate his money in order to start his investing business. Also there are lots of ways where one can invest his money into in order to earn some additional savings. One should clearly keep in mind that not all places can generate results as one desires. There might be several ups and downs in the process of generating additional income. There are only few places that are considered to be the 'safe grounds' for investing. A small self study might be of great help to the investor to be aware of the fruit-yielding areas for the investment he is making.

There are several forms of investments to accommodate the 'money to invest'. The money can be invested either in the form of bonds, or in the form of bank accounts, or either in the form of 'stocks and shares'. Following are several ways where one can put their investments in without much research. These are considered to be the top 5 ways of investments based on a survey conducted by a popular survey company:

1. Banks: There is no other place that can offer higher security other than banks. Banks are considered to be the best places for making your investments. The money you are investing in banks cannot be manipulated as the banks guarantee a high level of security to your investments. Besides offering security, banks also offer some bonus as 'percentage profit' which in other words is called as 'returns'.

2. Bonds: Bond with the best bonds. Bonds offer higher returns than any other. However, you need to invest for a longer period if you want to have higher returns. Both the government organizations and the private organizations offer several kinds of bonds that suits to almost every person.

3. Certificate Deposits: Certificate deposits are another feasible option for investment. Certificate deposits operate in a similar way as 'Bonds' do but differ slightly in the operation. While the rates of interest offered by the bonds vary according to the market situations, certificate bonds tend to remain the same all through the year.

4. Stocks/Shares: Stocks and shares are the other popular forms of investments for your money to be invested in. One can purchase some shares in a company and watch them grow. This is similar to buying a part of the company. Select a company that has long term stability and that has a strong share value in the market. The returns that the shares give are simply overwhelming as they give you a tremendous increase in your investments. Also be aware of the pitfalls as well as there is no other form of investment that is as volatile as the share market.

5. Partner a prospective company: This is considered an efficient form of multiplying your investment, provided everything goes well. Returns cannot be expected overnight but it takes some period of time to see your profits. A prospective company need not necessarily be a "giant" in the market. Watch the companies that have evolved in the recent past and select one that you think has the stability to make its impact in the market. Partner with it by considering your money to be invested in it while the company is still in its initial stages. When it gets big, your returns too will be 'big'.

Of the above five, the first three are considered to be the safe and secure ways of investing your money as they produce guarantee results but the returns they produce are less when compared to the latter two. Though these are not the all, they are considered the best in securing your future, If you have the money to invest, you have the ways to secure your future!!

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1 comment:

  1. Great tips! I think the key is to focus on returns. If you're not interested in long-term, you should focus on what comes back to you. This will decide what type of investment you make.

    Regards...
    Investment Services UK

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